Afinoz

Looking for the best personal loan app for salaried people or self-employed people? How about the idea of borrowing a flexible loan amount with flexible emi tenure with the lowest interest rate? You are in the right place if that sounds like something you need. We are Afinoz, India’s one trusted financial marketplace.

We are making personal loans very easy for everyone via our marketplace. Within a few hours of turnaround time and any physical documentation and verification, you are invited to apply for a personal loan through Afinoz. Browse our marketplace to find, compare, and buy financial products without any hassle.

To your surprise, you can apply for an instant personal loan through the Afinoz Google Play app or our official financial marketplace. Our experts will assist you very quickly regarding all your personal loan queries. For the best assistance on personalized loans and seamless navigation of credit requirements, count on Afinoz. We have dozens of money lenders on board to assist you.

Types of Personal Loans You Can Avail Via Afinoz

● Holiday aka vacation loan

● Home renovation loan

● Credit builder loan

● Wedding loan

● Travel loan

In simple words, you can do pretty much anything with that when the personal loan amount gets disbursed to your account. That’s why personal loans are one of the most versatile financial products. Although, you should keep in mind that the personal loan amount gives you the flexibility to spend that money anywhere you want.

Coming to another important point, let’s discuss the generic eligibility criteria for obtaining a personal loan from Afinoz or any other financial marketplace.

Eligibility Criteria

● Applicant's minimum age should be 21+ years.

● Maximum age hovers till retirement, so confirm your retirement age

● Applicant should have a minimum employment period of 1 year in the existing organisation

● Plus, the loan borrower must have 2+ years of working experience with salary proofs.

● One should have the minimum income proof hovering upto 7,500 INR per month. However, The value is subject to change according to the NBFC regulations.

General terms:

● Loan Amount: ₹10,000 upto ₹5,00,000

● Minimum Annual Percentage Rate (APR): 24%, Maximum APR: 49.5%

● Minimum repayment period: 3 months, Maximum repayment period: 51 months

● Processing Fees: 2.5% to 5%

● Convenience Fees: 0 to Rs 250

Representative Example

Loan Amount: ₹50,000

Tenure: 12 months

Interest Rate: 24%

EMI: ₹4728/month

Processing Fees: ₹ 1,000

Total Amount Payable: ₹4,728 x 12 months = ₹56,736

The maximum APR can go up to 49.5% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.

Our Lending Partners:

Upwards

https://upwards.in/upwards-lead-generation-partners?utm_source=home&utm_medium=footer_link

Reasons to Select Afinoz Financial Marketplace for Instant Personal Loan

First comes first; if you want to simplify your personal loan journey with flexible tenure and low-interest rates, you should count on Afinoz financial marketplace. Till now, we have catered to thousands of people regarding personal loans, and counting is still on! On our financial marketplace, you will see dozens of banks listed. In addition, Afinoz is one of the trusted FinTech online marketplace that got you covered with personal loans in any bracket.

At the same time, our backend customer support staff is super fast and proficient in handling all instant personal loan queries. Afinoz, ensure that you don’t postpone your financial plans for the next few days with our quick personal loan approval. You can apply for a personal loan amount of upto 50 lakhs. To know the minimum loan amount, we strongly urge you to explore our online FinTech marketplace today!